Jacki Goldstein, MD
Vice President & Chief Medical Officer, Met Life
David Wesley, MD
Vice President, Medical R&D, Transamerica Reinsurance
Doug Ingle
Vice President, Underwriting Research, Underwriting
Hannover Life Reassurance Co. of America

In today's environment, we are frequently asked to do more with less – by our field force (fewer requirements) as well as our investors (fewer expenses). Protective value studies provide critical information to address these challenges in proper context. Join our experienced panel as they discuss the reasons for protective value studies of new or changed underwriting requirements, demonstrate the data and methods used to assess protective value of specific requirements, and review the concept that underwriting is about the "rare" and how this relates to protective value studies.