Mike McFarland, FLMI
Vice President – Life Underwriting, Prudential Financial
Mike Talty
Director, Marketing Management, Prudential Financial

Premium financing has long been a viable estate planning tool. As our economy recovers, capital becomes available, and estate taxes become a hot topic once more, premium financing requests increase. Understanding the different premium financing arrangements, along with the associated risks and benefits, will help the underwriter separate high quality business from high risk cases and protect against STOLI.