Moderator:
Mike Remster, FLMI
Vice President, Swiss Re Life & Health America, Inc.

Panelists:
Susan Ghalili, FALU, FLMI, CLU
Vice President & Life Underwriting Officer, John Hancock
Neal Halder, AALU, FLMI, CLU
Assistant Vice President & Chief Underwriter- Individual Life, Principal Financial Group
Shelby Hollister-Share FALU, FLMI
Vice President, Life Underwriting, Genworth Financial

Today's Chief Underwriter faces many challenges: expense management; reinsurance; vendor relationships; underwriting requirements; field expectations; staffing; time service; and mortality results, among others. As no two underwriting organizations are the same, this session offers the opportunity to hear the perspectives of several leading chief underwriters and have questions answered on many hot topics in life underwriting.