| Key Developments in the Simplified Issue Market |
John Fenton, FSA, MAAA
Scott Whitmore, RPh |
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In this session, we will explore key developments in the simplified issue market. First, we will look at key
developments in the use of Rx tools, one of the most powerful tools available in simplified underwriting.
Second, we will look at the tools available to underwrite in a fluid-less environment, and how this allows
the market to provide premium rates that approach those offered on products that employ more traditional
underwriting techniques, including drawing fluids.
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